The New Way to Budget for a Home in 2025
For years, homebuyers were told to follow one simple rule: Spend no more than 30% of your income on housing. It was the gold standard of affordability. But in 2025, that rule is breaking down fast. According to Realtor.com’s latest Affordability Report, the average U.S. household would need to spend 44.6% of their income to afford…