Owner-Occupancy

Selling a condo in Raleigh NC involves additional steps that do not apply to single-family home sales: providing the HOA resale certificate and governing documents under NC law, navigating FHA and conventional condo project approval requirements that affect your buyer’s financing options, and dealing with condo-specific appraisal dynamics. Buyers using FHA or VA financing can only purchase your unit if the entire project is approved or qualifies for single-unit approval — something you will want to understand before you list. The process is manageable, but it requires more preparation than a standard house sale.